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IMB Group Expands Its Strong Management Team and Appoints Lukas Muller as Chief Operations Officer

IMB Group Public Ltd., Ukraine’s leading pure-play consumer lending platform, announced today the appointment of Mr. Lukas Muller as Chief Operations Officer.

Prior to joining IMB Group, Mr. Lukas Muller headed Operations Office at Home Credit, where his major responsibility was the roll out to new markets through the definition and implementation of the back office processes. His other senior roles included Head of Business process management department at Home Credit and Finance Bank, Moscow; and Offering Manager at LogicaCMG.

Mr. Lukas Muller has a solid background in consumer finance, together with strong business process analysis, design and improvement skills gained in a broad range of business environments in Russia, Vietnam, China, Indonesia, Malaysia, Egypt, Japan and Hong Kong.

Mr. Gregory Krasnov, IMB Group CEO, said: “With a triple digit growth of IMB Group’s balance sheet in 2006, Lukas’s appointment is timely and represents our determination to further strengthen our positions on consumer market. We have been impressed with the way Lukas managed the business in an impressive number of countries and we are delighted that he agreed to join our fast-growing team.”

Mr. Lukas Muller commented: “I’m happy to join this prominent management team of the fast growing company that already generated impressive results. I’m looking forward to playing my part in taking things forward.”

Mr. Lukas Muller speaks fluent Czechs, Russian and English and holds a degree in System Analysis & Informational Management and Human Resource Management from The University of Economics in Prague.

About IMB Group Public Ltd.:

IMB Group Public Ltd. is Ukraine’s leading pure-play consumer lending platform, offering mortgages, POS loans, and deposits. IMB Group owns 100% stakes in IMB, a mortgage bank, and Family Credit, a consumer lending intermediary. IMB Group is backed by Horizon Capital, Ukraine’s leading private equity fund manager.