Mr. Esposito joined IMB Group in 2006 from Alfa Banking Group Russia, where he was a Board member, Chairman of the Budget Committee and Tender Committees, responsible for Financial Planning and Investor Relations. Prior to joining Alfa Banking Group, Mr. Esposito held senior management positions with GE Consumer Finance across Central and Eastern Europe (Germany, Austria, Czech Republic). He is a U.S. citizen and holds a B.S. (summa cum laude) from Syracuse University. Todd speaks English, German, Russian and Czech.