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IMB Group Management TeamGroup management consists of 6 persons to date (CEO, CFO, COO, CRO, Head of Sales and Head of HR). Group management participates in the creation of business strategy and has direct functional responsibilities for their respective areas in both International Mortgage Bank (the “IMB”) and Favorit Capital (“Family Credit” trade mark). IMB Group believes that one of its key competitive advantages is the breadth and depth of its management team and the multiple years of Central/Eastern European experience they bring to the organization.
The current members of the IMB Group Management Team are:
Gregory Krasnov Chief Executive OfficerMr. Krasnov joined IMB Group as CEO in April 2006, when IMB Group was created through the merger of IMB and Family Credit. Before the merger, Mr.Krasnov was the leading co-founder of Family Credit. At IMB Group, Mr.Krasnov drove the creation and execution of the new strategy of the company, including developing the platform for further growth, attracting the new members of the management team, and securing significant incremental international funding. Prior to joining IMB Group, Mr. Krasnov gained over 10 years of international private equity experience at Bank of America Equity Partners (US and Western Europe) and Innova Capital (Central Europe). He holds a Masters of Philosophy degree from Cambridge University (UK) and a B.S. (summa cum laude) from Arizona State University. He is a Ukrainian-born U.S. Citizen and speaks English, Polish and Russian. Mr. Krasnov also serves as IMB CEO
Todd Esposito
Mr. Esposito joined IMB Group in 2006 from Alfa Banking Group Russia, where he was a Board member, Chairman of the Budget Committee and Tender Committees, responsible for Financial Planning and Investor Relations. Prior to joining Alfa Banking Group, Mr. Esposito held senior management positions with GE Consumer Finance across Central and Eastern Europe (Germany, Austria, Czech Republic). He is a U.S. citizen and holds a B.S. (summa cum laude) from Syracuse University. Todd speaks English, German, Russian and Czech.
Mr. Esposito also serves as IMB CFO.
Lukas Muller
Mr. Muller joined IMB Group in 2006 from Home Credit Finance, where he served as a Head of Group Operations responsible for the rollout of HCF’s concept into new markets (Ukraine, Vietnam, China). Previously, Mr. Muller was employed by LogicaCMG as a business process analyst and designer within an IT consulting environment, working on projects in the Czech Republic, Hong Kong, Indonesia, Japan, Malaysia and Egypt. He is a Czech citizen and holds M.S. from University of Economics in Prague. Lukas speaks Czech, English and Russian.
Mr. Muller also serves as IMB COO.
Peter Barcak
Mr. Barcak joined IMB Group in March 2007 from VUB, Slovakia , where he served as a Head of Risk Management responsible for all retail credit cycle functions. Before joining VUB, Slovakia Mr. Barcak was an employee of Citibank Prague, working as Credit Policy and Initiation Head. His first working position was corporate credit analyst in BNP – Dresdner Bank, Prague . Mr. Barcak is a Slovak citizen, holds degree from University of Economics Bratislava and speaks English, Czech, Slovak and Russian.
Mr. Barcak also serves as IMB CRO.
Elena Frankovskaya
Ms. Frankovskaya devoted over 12 years to the banking sector of Ukraine, working as a Vice-President of Nadra Bank, where she was managing the day-to-day work of over 650 Kyiv specialists. Prior to Nadra Bank, Ms. Frankovskaya worked for Legbank on a position of the Head of Funding Operations Department and was responsible for emission and funding activity of the bank. She holds Master's Degree in Finance (summa cum laude) and MBA degree from Kyiv National Economic University.
Ms. Frankovskaya also serves as Favorit Capital Director.
Oleg Sivograkov
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Chief Financial Officer 
Chief Operations Officer, IMB MB Member
Chief Risk Officer
Deputy Management Board Chairperson 
Head of Human Resources